Privacy policy

Last updated November 2026

ReadyTestBanks is run by M&T International Inc. in Ontario, Canada. This page explains what we collect, why, and who helps us process it.

What we collect

• Your email address, when you buy, ask for your link again, or leave it on a book request. We use it to send your sign-in link and to tell you when a requested book is ready.
• What you bought: the book or chapter, the price, the date, and Stripe's payment reference.
• Your devices: when a link signs a browser in, we store a random code in a cookie on that browser, and a short label such as "Chrome on Mac" so you can tell your devices apart.
• Your practice: which questions you were shown and whether your answers were right, so we can show your progress and your missed questions.
• A scrambled form of your IP address, never the address itself, to limit how often links can be requested and to spot shared links.
• Book requests: the title, author, edition and ISBN you send us.

We don't collect your card details. Payment happens on Stripe's own page, and we never see your card number.

Cookies

We use one cookie, and only after you sign in: it keeps that browser signed in to your books. We don't use advertising or tracking cookies, and we don't sell or share your information for advertising.

Who processes it

• Stripe handles payments, under Stripe's privacy policy.
• Cloudflare hosts the site and its data, and sends our emails, under Cloudflare's privacy policy.

Their servers may be outside Canada, including in the United States. We share your information with no one else, unless the law requires it.

How long we keep it

We keep your purchases and the information needed for your access for as long as you have access, which does not expire, and as long as tax and accounting rules require.

Your choices

You can see and sign out your devices on Your books. To ask what we hold about you, to correct it, or to have it deleted, email us. Deleting your information also ends your access.

Contact

Privacy questions: support@readytestbanks.com.